Help Investment Taxes

Are my investments taxed?

Depends what type of account you have. We offer 3 types of accounts. Traditional IRA, Roth IRA and Unregistered account

  • Roth IRA’s are not taxed since they are funded with your after-tax dollars
  • Traditional IRA’s are only taxed when you start withdrawing which the government only allows you at age 59½ without penalties. Once you turn age 70½, you have to take the Required Minimum Distributions.
  • Unregistered accounts are taxed but it depends on your marginal rate.

For more information on the capital gains tax rates in the U.S. for 2016, please visit our answer: What are the U.S. capital gains tax rates for 2016?

For more details visit our help page on the account types we offer.

What account types are available?

What are the U.S. captial gains tax rates for 2016?

There are taxes to be paid on the gains of your investments, if they're in an unregistered account (cash account). The following table illustrates the tax rates in the U.S. for capital gains in 2016.